Welcome to LifeAnnuities.us. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use the site.
Acceptance of Terms
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. We reserve the right to modify these terms at any time, and your continued use of the site constitutes acceptance of any changes.
Description of Service
LifeAnnuities.us is an educational annuity comparison platform. We provide information about annuity products, rates, and carriers to help consumers make informed decisions. We may also collect your contact information to connect you with licensed professionals who can provide personalized quotes and guidance.
Not Financial Advice
The content on this website is for educational and informational purposes only. Nothing on this site constitutes personalized financial, tax, investment, or legal advice. Annuity products are complex financial instruments, and individual suitability depends on your specific financial situation, goals, and risk tolerance.
Before making any financial decisions, you should consult with a licensed financial professional, tax advisor, or attorney who can evaluate your individual circumstances.
Accuracy of Information
While we strive to provide accurate and up-to-date information, all rates, projections, and comparisons displayed on this site are illustrative and for educational purposes. Actual annuity rates may vary based on carrier, product type, issue date, and individual factors. All annuity contracts are subject to the issuing carrier's underwriting and approval.
We do not guarantee the accuracy, completeness, or timeliness of any information on this site.
User Conduct
When using this website, you agree to:
- Provide accurate and truthful information when submitting forms
- Not submit false, misleading, or fraudulent information
- Not attempt to abuse, disrupt, or interfere with the site's operation
- Not use automated systems or bots to access or interact with the site without authorization
Intellectual Property
All content on this website — including text, graphics, logos, images, and software — is the property of LifeAnnuities.us or its content providers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.
Third-Party Links
This website may contain links to third-party websites for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Visiting linked sites is at your own risk.
Limitation of Liability
To the fullest extent permitted by law, LifeAnnuities.us and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website, reliance on any information provided, or any actions taken based on the content of this site.
This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
Privacy
Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.
Changes to Terms
We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to this page. We encourage you to review these terms periodically.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of the site shall be resolved in the courts of the State of Utah.
Contact Us
If you have questions about these Terms of Use, please contact us:
- Email: support@lifeannuities.us
- Phone: 1-800-747-4201
