Turn a lump sum into a guaranteed monthly check for life
See what your savings could pay you every month — about 60 seconds. Free, no obligation, no pressure.
Up to $675/month for life — what $100,000 pays a 65-year-old man across the 8 A-rated carriers we compare (August 2026 quotes; up to $637 for a woman). Your number is next.
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A-Rated Carriers
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Free, No Obligation
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Private & Secure
How much would you convert into lifetime income?
A range is fine. A SPIA turns a one-time lump sum into a guaranteed monthly check for life — you don't get the lump sum back later, so most people convert only part of their savings.
A little about you
Rates are based on age and gender — this is what makes your quote accurate.
Here's what your lump sum could pay you every month, for life
Estimated monthly income
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A life annuity is an exchange: you give the insurer your lump sum once, and they pay you a monthly check for as long as you live — no matter what age you reach.
- 🔒The lump sum is theirs to keep. You can't take it back later.
- ✓The checks are yours for life. They never drop with the market and never run out.
- ♥Options can keep paying your spouse, or pay your heirs any unpaid balance.
That's normal. One question helps most people decide:
If your heirs were guaranteed any part of the money you hadn't received back, would a check for life work for you?
✓ You're matched with 8 A-rated carriers
Phil Barker, a licensed annuity specialist, will pull official quotes from 8 A-rated carriers for a SPIA and compare them all — where should we send your personalized rates?
Your information is private and secure. We will never sell your data.
Prefer to talk it through? Call (800) 747-4201 — free, no pressure.
