A+ AM Best

Nationwide

Nationwide offers a comprehensive range of annuity products including fixed, variable, and indexed options. Known for flexible features and competitive pricing, Nationwide is a strong choice for retirees seeking customizable income solutions.

Financial Strength A+ AM Best
Founded 1926 100 years in business
Headquarters Columbus, OH
Annual Premiums $12.8 billion

Products Offered

Fixed AnnuitiesVariable AnnuitiesFixed Indexed AnnuitiesImmediate Annuities

Nationwide offers 4 annuity product types. For help understanding the differences, see our types of annuities guide.

Key Strengths

  • Broad product variety covering all annuity types
  • Flexible income riders and options
  • A+ financial strength
  • Competitive pricing

Best For

Retirees who want the flexibility to choose from multiple annuity types and customize their income plan.

Nationwide vs. All Carriers — Male Rates

Compare Nationwide's male annuity rates against all 8 carriers we track. Monthly income per $100,000 SPIA with life-only payout.

Male Monthly Income Rates

Updated March 2026
Carrier Rating Age 55Age 60Age 65Age 70Age 75Age 80
New York Life A++ $535/mo $575/mo $632/mo $712/mo $825/mo $988/mo
MassMutual A++ $520/mo $558/mo $615/mo $695/mo $808/mo $970/mo
Pacific Life A+ $528/mo $565/mo $622/mo $702/mo $815/mo $978/mo
Prudential A+ $515/mo $552/mo $608/mo $688/mo $798/mo $960/mo
MetLife A+ $522/mo $560/mo $618/mo $698/mo $810/mo $972/mo
Lincoln Financial A+ $510/mo $548/mo $605/mo $685/mo $795/mo $958/mo
Nationwide A+ $518/mo $555/mo $612/mo $692/mo $802/mo $965/mo
Allianz A+ $530/mo $570/mo $628/mo $708/mo $820/mo $982/mo

Rates updated March 2026. Based on $100,000 premium. Your exact rate may differ — request a personalized quote.

Nationwide vs. All Carriers — Female Rates

Compare Nationwide's female annuity rates against all 8 carriers.

Female Monthly Income Rates

Updated March 2026
Carrier Rating Age 55Age 60Age 65Age 70Age 75Age 80
New York Life A++ $510/mo $545/mo $598/mo $672/mo $778/mo $932/mo
MassMutual A++ $495/mo $530/mo $582/mo $656/mo $762/mo $915/mo
Pacific Life A+ $502/mo $538/mo $590/mo $664/mo $770/mo $922/mo
Prudential A+ $490/mo $525/mo $578/mo $650/mo $755/mo $908/mo
MetLife A+ $498/mo $535/mo $586/mo $660/mo $765/mo $918/mo
Lincoln Financial A+ $485/mo $522/mo $575/mo $648/mo $752/mo $905/mo
Nationwide A+ $492/mo $528/mo $580/mo $654/mo $758/mo $910/mo
Allianz A+ $505/mo $540/mo $594/mo $668/mo $774/mo $928/mo

Rates updated March 2026. Based on $100,000 premium. Your exact rate may differ — request a personalized quote.

Should You Choose Nationwide?

Nationwide is a strong choice if you value financial stability — their A+ rating indicates superior financial strength. With 100 years in business, they have a proven track record of meeting their obligations to policyholders.

However, we always recommend comparing rates from multiple carriers. A carrier with a slightly lower brand profile may offer a meaningfully better rate for your specific age and situation. The rate tables above make it easy to compare Nationwide against 7 other A-rated carriers.

View all 8 carriers we track, or compare current rates side by side.

Get a Nationwide Annuity Quote

See what Nationwide would pay you monthly — and how it compares to 7 other top carriers. Free, no-obligation quote in 2 minutes.

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