We Work for You — Not the Insurance Companies

LifeAnnuities.us is an independent annuity guidance service helping Americans secure guaranteed retirement income since 2001.

Our Story

We started LifeAnnuities.us because we saw too many retirees getting bad advice about annuities. Insurance salespeople pushed products that were good for commissions but not for clients. Financial advisors dismissed annuities entirely because they couldn't charge management fees on them.

We believed there was a better way: independent, unbiased guidance that puts the client first. No product pushing. No scare tactics. Just honest information and access to the best rates from top-rated carriers.

Today, we've helped thousands of Americans find the right annuity for their situation — or decide that an annuity isn't right for them. Either way, our job is to make sure you have the information you need to make a confident decision about your retirement.

What We Stand For

Four principles that guide everything we do.

Independence

We're not owned by any insurance company. We compare rates from 8+ top carriers to find the best fit for your situation — not the highest commission for us.

Transparency

No hidden fees, no confusing jargon, no pressure. We explain everything in plain English and show you exactly what you're getting before you commit to anything.

Expertise

Our team has 25+ years of combined experience in annuities and retirement planning. We've helped thousands of Americans make informed decisions about their retirement income.

Service

Every person who contacts us gets personalized attention from a licensed annuity specialist — not a call center. Your questions deserve real, thoughtful answers.

Our Journey

2001
Founded with a mission to make annuities accessible and understandable for everyday Americans
2008
Launched our online rate comparison tool — one of the first of its kind
2015
Helped our 5,000th client secure guaranteed retirement income
2020
Expanded our carrier network to 8+ A-rated insurance companies
2024
"7 Questions" free guide downloaded over 10,000 times
2026
Continuing to serve Americans in all 50 states with independent, unbiased guidance

Trusted by Americans in all 50 states

A+ Rated Carriers
25+ Years Experience
No-Obligation Quotes
Independent & Unbiased

Speak with an annuity expert today

Our licensed specialists will answer your questions and help you find the right annuity for your retirement goals.